The Scientific Method
You are an Experiment of One and the only one that mattersTM
 
     
   
     
 

Archive for the ‘medical tourism’ Category

Caution on Choice of Health Model

Friday, February 15th, 2008

Whenever I see an ad for medical services in the United Arab Emirates, and the headline or text indicates the key benefit for this clinic or group is that it is AMERICAN, I wince.

I feel a pang of nostalgia for what use to be but is no longer. That is the quality and worldwide status of American healthcare. For several decades American healthcare was the best in the world, and everyone who could afford it went to the U.S. when serious health problems required treatment.

In the mid 1980s one friend worked for the Mayo Clinic in Rochester, Minnesota, and her job was to act as personal attendant to the potenates of the world. She strategized every move of famous (and infamous) patients and their entourages, to details such as seating away from windows in cafes to lessen possibility of assassination. Such was the quality and status of American healthcare. No more.

By the 1990s, the Mayo Clinic realized it had serious competition within the US, and competition grew overseas in the last decade of the 20th century. By the middle of this first decade of the 21st century, medical care for serious health problems (such as heart surgery) is just as good–or better–in select hospitals in India, for example, and the cost is one-tenth of US prices. The Mayo Clinic re-positioned itself by opening up regional offices around the US and depending upon its long-standing reputation for medical care.

American Model: Unhealthy Outcomes
Like many US universities setting up campuses overseas, American medical schools are doing the same. And the American medical institutions are leading their foreign clients right down the same path that has put US healthcare where it is now–at the bottom of industrialized nations. Other nations should learn from our errors–not duplicate them!

The World Organization of Family Doctors met in Dubai this week. Dr. Richard Roberts, a Wisconsin physician and president-elect of the organization, told the Gulf News that the UAE risks making the same mistakes as the US by putting more emphasis on development of medical specialties than on primary healthcare.

This Gulf nation is restructuring its healthcare system–with legions of advisors from Harvard Medical School, Cleveland Clinic, and Johns Hopkins Hospital. Dr. Roberts told the Gulf News, “The UAE is making the same mistakes as the US, listening to (the likes of) Harvard and Cleveland Clinic. It’s like a nuclear arms race. Everybody will be trying to top everybody with their special this and special that.”

Treating the “whole person”
Primary care or family medicine physicians are the doctors trained to consider the whole person. To anyone outside of allopathic medicine (either as a practitioner or a patient), this sounds peculiar. I have compared the medical specialists to blind men trying to describe an elephant–they can only “see” that area that is their speciality and have no comprehension on how the whole system works. This was my experience in diagnosing and treating a chronic illness.

And it is in chronic illnesses, especially, where the US model fails. The World Health Organization (WHO) ranked the US worst among 19 industrialized nations in preventing deaths due to treatable conditions. Indications are that the UAE health officials have heard the message. Let’s hope for this nation they pay careful attention.

Salud!
Beverly A. Jensen, Ph.D.
President, www.WomensMedicineBowl.com

Tax Breaks for Wellness Needed

Sunday, April 15th, 2007

It’s tax time, and you have dutifully kept receipts for all treatments, services, and products related to maintaining wellness in 2006.

If you’re among the 11% of the population over age 50 living without pharmaceutical drugs, most of these receipts were not covered by health insurance. They’re costs of out your pocket.

How does the IRS treat the American who’s managing their health without use of drugs, frequent doctor visits and attendant diagnostics? In a word—poorly. If you’re staying well with supplements, exercise, and herbs to manage any chronic diseases, you’re expenses won’t come close to the 7.5 percent of adjusted gross income required to gain any tax break.

Some of the categories of medical treatment that are natural treatments for wellness are theoretically deductible: acupuncture, chiropractor, and osteopathy. Curiously, the admission fees and transportation to attend a medical conference concerning a chronic illness that you or a family member have are deductible (not meals and lodging, however). You can educate yourself. The services of a Christian Science Practitioner are permitted, and if the insurance company covers the cost of a Native American medicine man, I suspect the IRS would permit it.

America’s Most Popular Health programs Not Deductible
However, the programs most commonly supported by America’s companies, which pay most of America’s health insurance costs, are not among permitted deductibles: weight-loss programs, health club dues, nor smoking cessation patches and medicines (though talking about stopping smoking, aka support groups, is deductible).

Other expenses not allowed: insurance premiums, which if you’re in the troika of the AMA-insurance-Pharma may be your greatest expense; nonprescription drugs and meds; nutritional supplements; imported drugs (illegal—you’ve bypassed US Pharma’s prices).

In general, the IRS does allow expenses “that are merely beneficial to general health, such as vitamins or a vacation.” (See IRS Publication #502) Or a vacation?

Not too much fun when traveling for Medical Care
The IRS hasn’t quite got a handle on medical tourism. If you’re going to India for heart surgery and paying $12,000 (inclusive of travel costs, surgery, drugs, and follow-up care for weeks) instead of $120,000 in your local hospital, you probably don’t care that you still haven’t reached 7.5 percent of adjusted gross income. You’ve extended your life and improved your quality of life. The IRS rule: travel for medical care is deductible “if there is not a significant element of personal pleasure, recreation or vacation in the travel away from home.” Your spouse could probably slip away to see a temple or two (praying for you, of course). If the travel is for cosmetic surgery, whether in your state or in Costa Rica, forget it.

The bottom line is: there is no tax incentive for wellness. A progressive tax system would permit deductions for all therapies, supplements and herbs that maintain health and prevent illness including stress-reducers such as a yoga, tai-chi, etc. Reasoning: even the AMA recognizes the need for multi-vitamins to prevent many modern ailments, and stress is the root cause of 40 percent of all illnesses.

Rescind the 7.5 rule which was put into effect in the early ‘80s. As the nation’s largest generation, 75 million, move into their “senior years” where historically medical costs rise dramatically, in the long run the loss of revenue to the IRS would surely be more than saved in national health care costs.

Salud!
Beverly A. Jensen, Ph.D.
President, www.WomensMedicineBowl.com

A Painless root canal for $110—in India

Saturday, March 31st, 2007

Tomorrow was our last day in Kerala, a state on the southwest coast of India, and my 21-year-old and I had a day of serious shopping ahead of us before taking the overnight express train to Chennai/Madras. Then over dinner Laura remembered, “I should get this cavity filled here or Dad will ask me why I didn’t see the dentist in India.” Dad regularly travels abroad for dental care, and I agreed it would be foolish not to get this done while in India.
Returning to the hotel, I asked the owner if he could recommend a good dentist. “We have an excellent clinic right here in Fort Cochin. I’ve sent several guests to them, and everyone has been very happy.” At 8pm he reached the appointment desk, and they scheduled Laura for an examination at 11am between other patients.
With summer heat rising in mid March in southern India, I elected for an air-conditioned taxi to the dental offices. With shoes off at the door of the beautiful marble and stone building, we were quickly whisked into the examining room of the Vettickattil Dental Clinic. Examination of the tooth and x-rays revealed the cavity had been ignored too long. The chief dental surgeon, Dr. Biju Phillip, patiently explained the process to the daughter who has to practice meditation techniques when a needle comes near her.
Painless Procedure for Mouth & Wallet
With equipment and facilities of first-world class, the dental practice was the same. An anesthesia was rubbed onto her cheek before injection of novacaine (two + for Laura to be numbed). The whole process took two hours. Then she had a glass of lemonade while we visited for awhile. We paid the (also painless) bill, then continued on with our shopping, had a late lunch, and at 8:30pm took a taxi to the train station. Laura had forgotten she’d had a dental procedure, needed no pain pills, and the procedure was never mentioned again.
The average price for a root canal in the US is $1,300, which was just about the cost of her flight from Seattle to Chennai. The bill for the root canal was $110. Our only regret was that she didn’t do the work earlier in the week so that the crown could have been prepared and fitted. For the crown in Seattle she can expect to pay $1,000 to $1,200, almost as much as a return ticket to India, which she would opt for I expect.
Aryuvedic Hospital stop Enroute from Seeing Elephants
All medical care in Kerala felt effortless. Enroute back to Fort Cochin from a 3-day excursion to a wildlife sanctuary, I told the driver that I’d like to visit an Ayurvedic hospital the next day. Thirty minutes later he pulled into the gate of the Rajah Island Ayurvedic Hospital, and we were ushered onto a boat to take us to the island to see the doctor on call.
Think island luxury resort, not hospital. Booked to capacity with Europeans from December into March, the Rajah Hospital is slowing down as summer approaches. I report my M.D.’s tests on kidney function, and we linger on the veranda watching guests practice yoga while we wait for the herbal preparations. An hour later I have a bag of liquid herbs to strengthen the kidneys and stomach. Total cost: $11. I initially used Ayurvedic medicine while living in Dubai with outstanding results; I’m expecting nothing less now.
Medical Tourism is Smart Route
With the ease of travel today and the greatly improved travel conditions abroad and first-world training of the medical professions, I’ve said before when medical or dental costs at home are exorbitant, pick up the phone and call your travel agent.
A friend who didn’t take this advice instead took out a second mortgage on her home and paid a US dentist $35,000 to rebuild her teeth. He could buy a second home in Thailand (or two) with that fee—another country where she could have had the procedure done for a fraction of the cost.
Salud!
Beverly A. Jensen, President
www.WomensMedicineBowl.com

 
 
  Privacy Policy | Disclaimer | Contact  
  WomensMedicineBowl.com is an independently owned company incorporated in the State of Nevada.
Copyright, Womens Medicine Bowl, Inc., 2003-2009